With the deadline for self-employed tax filing less than a month away, let’s take a moment to discuss how I can help you leverage the equity in your home to save money.

1. Pay the CRA for any taxes owed to avoid costly penalties and fees.
2. Repayment of the Canada Emergency Business Account (CEBA) loan to take advantage of the $20K in partial loan forgiveness being offered by the Canadian government. (forgiveness = free money)
3. Improve cash flow through debt consolidation while freeing up funds for future investment and growth opportunities.
4. Protect your investment portfolio by avoiding the costly tax implications of “cashing out”.

At first glance you may be opposed to changing your mortgage as you think you are saving money but you may be surprised. Let me run the numbers showing you how I can save you thousands of dollars compared to the lost value and cost of cashing out investments, or compared to the other high interest products you are using.

I’m here to help, so please don’t hesitate to give me a call for a no-obligation review or to answer your questions.

Be well and talk again soon.

Trevor