Fingers Crossed that Rates Will Continue to Hold
General Trevor Bumstead 19 Oct
General Trevor Bumstead 19 Oct
General Trevor Bumstead 14 Jul
General Trevor Bumstead 16 May
With the deadline for self-employed tax filing less than a month away, let’s take a moment to discuss how I can help you leverage the equity in your home to save money.
At first glance you may be opposed to changing your mortgage as you think you are saving money but you may be surprised. Let me run the numbers showing you how I can save you thousands of dollars compared to the lost value and cost of cashing out investments, or compared to the other high interest products you are using.
I’m here to help, so please don’t hesitate to give me a call for a no-obligation review or to answer your questions.
Be well and talk again soon.
Trevor
General Trevor Bumstead 11 May
When it comes time to select the frequency of your mortgage payment there are several factors to consider which will determine what option is right for you. When making that decision, here are a few things to remember.
In the end, it all comes down to personal preference and how you manage your household budgeting. There is no wrong choice.
If you have questions about mortgages or would like to discuss payment options in more detail, please don’t hesitate to reach out for a no-obligation review. I’m here to help.
Be well and talk again soon.
Trevor
General Trevor Bumstead 21 Apr
Prior to becoming a licensed mortgage agent, I was in the same camp as most in asking, “Why do I need additional mortgage coverage?” Not only did I have great coverage through work, but my wife and I had also purchased a term insurance plan as secondary coverage when we got married. We were covered, right? Well guess what…live happens.
Here we are…10-Years later…2 kids…4 moves…job relocations and career changes…finally our dream house…and now, a global pandemic. Exactly how we
planned it out over a decade ago, right. Ok, so not quite.
Job changes triggered coverage gaps and our expanded family (and mortgage) meant we no longer had sufficient insurance.
As a member of your financial team, I have a responsibility to ensure that your largest single asset is protected for the future. Although you may have coverage through your workplace or privately, the above is a personal example of how mortgage protection can help fill the gaps to help protect you and your family in case the unexpected happens.
What are the two types of Mortgage Insurance?
Why choose coverage through your Mortgage Agent?
No one enjoys talking about insurance but it is an important component of your overall financial plan. Make sure you have the right Life and Disability Insurance to cover your mortgage payments and help protect the people you love.
Give me a call or drop me an email for a no-obligation mortgage review – and if you have family or friends that could benefit from these services, I will welcome the introduction.
Be well and talk again soon,
General Trevor Bumstead 21 Apr
Whether you have grand plans for the upcoming year or are comfortable in your daily routine, it’s always a good idea to take a few moments throughout the year to take stock of your financial needs and goals. With the start of a new year there is no better time than now to do a quick financial health assessment.
As home ownership often represents your largest single asset, it is important to look at this investment as part of this process. Even if you have no intention of selling or are mortgage free, in today’s market of low interest rates and competitive mortgage products there is opportunity to leverage your hard-earned equity to improve your lifestyle, reduce financial stress, or focus on building long-term wealth.
With a booming real estate market we’ve seen the average home price go up significantly over the last 6+ months. This is being driven by a shift in market timing due to Covid, a swing in supply vs. demand, as well as record low interest rates. Currently, there are quality mortgage products in the market going as low as 0.99%* for a purchase and 1.29%* on a refinance. What this means for you is smaller monthly payments and/or the ability to unlock more equity in your home.
I am a licensed mortgage professional that works for you – not the banks – and I will provide you with unbiased professional advice that is customized to fit your needs.
If you, or someone you know answers yes to any of the below questions – we should talk.
Give me a call or drop me an email for a no-obligation review – and if you have family or friends that could benefit from these services, I will welcome the introduction.
Be well and talk again soon.
*January – 2020 – For qualified buyers