I’m beyond grateful to each client who trusted me to guide them through the mortgage process. Every review is a reminder of why I do what I do – making the journey smoother, clearer, and maybe even adding a laugh along the way. Huge thanks to all of you for the trust, feedback, and stars. […]

With another big announcement from the federal government that will impact housing supply, mortgages, and homeowners, I wanted to give you an updated breakdown so you are informed with your clients. Here’s a quick rundown, with more details to come as they roll out: Refinancing for Secondary Suites Effective January 15, 2025: Homeowners will be able […]

In case you missed it….earlier today the Bank of Canada cut its key interest rate by 0.50%, bringing it to 3.75% after a series of smaller cuts in recent months. This larger cut was due to slower-than-expected GDP growth and weak inflation reports. While the rate is still considered restrictive, it is expected to stimulate […]

With the Bank of Canada meeting next week to discuss interest rates, I wanted to provide some insights as this continues to be a hot topic. Highlights: • September’s inflation report exceeded expectations, signaling the end of a three-month upward trend. • Headline and core inflation rates dropped year-over-year, indicating a potential peak in the […]

As the Bank of Canada continues their assault on variable interest rate products such as mortgages, credit cards, and lines-of-credit, I’m often asked what can be done to combat rising costs. Usually people are focused on their mortgage payment as it is most often the largest single payment, but in most cases, they are neglecting […]

With the deadline for self-employed tax filing less than a month away, let’s take a moment to discuss how I can help you leverage the equity in your home to save money. Pay the CRA for any taxes owed to avoid costly penalties and fees. Repayment of the Canada Emergency Business Account (CEBA) loan to […]

When it comes time to select the frequency of your mortgage payment there are several factors to consider which will determine what option is right for you. When making that decision, here are a few things to remember. Select a payment frequency that best aligns to your household budget and lifestyle. If you’re used to […]

Prior to becoming a licensed mortgage agent, I was in the same camp as most in asking, “Why do I need additional mortgage coverage?” Not only did I have great coverage through work, but my wife and I had also purchased a term insurance plan as secondary coverage when we got married. We were covered, right? Well guess […]

Whether you have grand plans for the upcoming year or are comfortable in your daily routine, it’s always a good idea to take a few moments throughout the year to take stock of your financial needs and goals. With the start of a new year there is no better time than now to do a […]